What company is your house insurance through?

I think the more important question is were you happy with your insurance company after you had to file a claim. it is easier to be happy when you are just paying premiums and have no claims/losses. i advise you check into consumer ratings of different companies; i believe Clark Howard -a consumer advocate- has info about this on his website. also get everything in writing and keep notes regarding all conversations with anyone in your insurers office. we were with state farm for many years, had no complaints (premiums were not out of line with norm) and then we had a claim and have been/are extremely dissatisfied. good luck!

My house is insured through State Farm. When I shopped it out two years ago, it was BY FAR the most expensive policy of all the quotes I got.

But it ALSO had the most broad coverage.

Obviously, I don’t buy insurance with price as the primary consideration. The COVERAGE is more important to me.

I’m insured through State Farm, and I’m happy with my premium because I got a multiline discount with them through my auto insurance.

I haven’t had to put a HO claim through them in 10 years (thank goodness), so I don’t know what will happen if it happens. But I’m paying the money for peace of mind having a national insurer backing me up.

I’m insured w/ Farmers. I’m not happy w/ the premium but it was still the cheapest by far. My house was built in 1838 so it was hard to find a company that would insure it in the first place!